Mudharaba Saving Account is specifically designed to meet the requirements of customers who authorize the Bank to invest their cash deposits in Shariah Compliant Businesses. Customers can deposit or withdraw money at any time they wish, and they will earn Halal profits on their savings. BMA accept Deposits in Mudharaba Saving Account only in two currencies, AFN and USD and offer this account only for individuals.

Documents Required
☑ Original NID (Tazkira).
☑ Tax Identification Number (TIN).
☑ Address verification (electricity bill, municipality registration documents, etc.).
☑ Proof of income source.

Initial Deposit
☑ 1,000 AFN
☑ 20      USD

Features
☑ Quarterly profit/loss distribution as per the contract of Bank and Customer.
☑ 20% government tax deduction from the earned profit.
☑ Withdrawal facility up to four times in a month.
☑ Easy, reliable, and free account to account transfer inside BMA.
☑ Currency exchange facility.
☑ 24/7 Customer Connection Channels, through Call Center and social media platform.
☑ Issuance of ATM Card.
☑ International remittances to all countries (except sanction countries).
☑ Profit sharing ratio, 25% Customer, 75% Bank as Mudharib.