Bank-e-Millie Afghan (BMA), established in 1933, is the first and most trusted commercial bank in Afghanistan. The following Privacy Protocol governs the collection, use, and processing of personal data on the website https://www.bma.com.af/ (the "Website"). By accessing and using the Website, you acknowledge and agree to the terms and conditions set forth in this Privacy Protocol. BMA reserves the right to modify this Privacy Protocol at any time, and it is recommended that you review it periodically.

1. Ownership and Control

The Website is owned and operated by Bank-e-Millie Afghan (BMA). This Privacy Protocol applies to all visitors, users, and clients accessing or interacting with the Website.

2. Data Collection

BMA may collect personal information from visitors, users, and clients either directly, through forms or registrations, or indirectly, by monitoring user activity on the Website. This includes, but is not limited to, data such as:

• Domain name of the user
• Number of visits or hits
• Pages accessed on the Website
• Duration of user sessions

This data is used solely for the purposes of improving the Website’s functionality, analyzing website performance, and enhancing the services offered.

3. Purposes of Data Processing

BMA collects and processes personal data for the following purposes:

• To conduct its banking business and provide relevant services to users.
• To inform users about products, services, and updates that may be of interest.
• To analyze and develop website statistics, improving user experience.
• To notify users of any significant changes to Website functionality or services, if necessary.

Personal data will only be used for these purposes unless explicit consent is obtained from the individual concerned.

4. Sensitive Data

BMA does not seek to collect sensitive personal information such as data related to political opinions, religious beliefs, health, or any other matters classified as sensitive by applicable laws. In the event that BMA requires the collection of such sensitive data, explicit prior consent will be obtained from the data subject. Any sensitive data collected will be processed strictly in accordance with this Privacy Protocol and only for the purposes explicitly stated.

5. Third-Party Links

The Website may contain hypertext links to external websites that are not under the control of BMA. BMA is not responsible for the content, privacy practices, or policies of these external sites. We strongly recommend that users review the privacy policies of any third-party sites they visit.

6. Amendments to Privacy Protocol

BMA reserves the right to amend, modify, or update this Privacy Protocol at its discretion. Users are encouraged to periodically review this page for any updates or changes. By continuing to use the Website after any changes to the Privacy Protocol, you acknowledge and agree to the revised terms.