Features

☑ Installments: Easy and reliable monthly repayment plan.
☑ Easy processing: The facility is easily processed with all documentation in only two working days.

Criteria:

·         Financing limit: The maximum financing amount is AFN 700,000.

·         Age criteria: Customers must be between 18 and 60 years of age.

·         Financing period: The financing period is up to 3 years.

• Installment limit: Monthly installment payments should not exceed 35% of the applicant's monthly salary.
• Profit rate: The profit flat rate is 9% p.a.
• Personal Documents: Copy of Tazkira, Employee ID card and Bank Account Card.
• Form completion: Application form must be verified from the applicant’s employer prior to submitting documents to the Bank.

Required Documents

☑ Customers must provide all necessary documents, including an official referral letter, ID card, Tazkira, copy of the title deed, a recent photo, and any requested inquiry letters.
☑ No Objection Certificate (NOC): A NOC regarding existing debts from other banks and financial institutions must be provided.
☑ Collateral: Customers are required to provide either gold or a registered title deed (Sharaee Qabala) as collateral for the requested financing.
☑ Financial guarantee: Financial guarantees must be provided by two civil or official government employees who possess the ability to repay the installments, ensuring the fund collection requirements are met.

For further details, please visit our nearest offices or contact BMA’s Customers Services by dialing 1312