The Risk Committee is a Board-level committee responsible for overseeing the Bank’s overall risk governance framework and ensuring that risks are managed in a prudent, transparent, and effective manner.

In line with the regulatory requirements of Da Afghanistan Bank and international best practices, the Committee supports the Board in safeguarding the Bank’s financial soundness, protecting stakeholders’ interests, and promoting sustainable growth.

Key Responsibilities

The Risk Committee is responsible for:

• Overseeing the Bank’s overall risk profile across all material risk categories, including credit, market, operational, liquidity, foreign exchange, asset–liability, and capital adequacy risks.
• Reviewing and recommending risk management policies, the risk governance framework, and the Bank’s risk appetite and tolerance levels.
•  Monitoring the effectiveness of systems and controls for identifying, measuring, monitoring, and mitigating risks.
•  Reviewing periodic risk reports to ensure accurate, comprehensive, and timely reporting of risk exposures and limit compliance.
• Evaluating risk implications of new products, services, and strategic initiatives before implementation.
•  Overseeing capital adequacy and ensuring alignment with regulatory requirements and the Bank’s risk profile.

The Committee works closely with Senior Management and the Risk Management Department to ensure that the Bank maintains a strong risk culture and robust internal control environment.

Committee Members

·         Mr. Farhad Sallihi

·         Mr. Shirjan Mujahid

·         Mr. Hamid Nooryar