Mudharaba Saving Account

A Mudharaba Savings Account is a Shariah-compliant bank account where the customer (account holder) deposits their funds with the bank. The bank, acting as the Mudharib, invests these funds in legitimate and Shariah-compliant business activities. The profit generated from these investments is shared between the bank and the customer according to a pre-agreed ratio.

In this account, earnings are based on actual investment profits, and there is no fixed interest. Any profit or loss is determined by the real outcomes of the investments and in accordance with the contract between the bank and the customer.

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