Consumer Loans

A consumer loan is a type of loan made for personal or family financial needs not related to business activities. Consumer loans are usually made to support the purchase of consumer goods or to pay for education, medical bills taxes, vacation expenses, or similar needs. BMA is providing these types of loan to government employees on the base of guarantee of two formal government employees and agreement of their government institutions.


This loan facility is specifically designed for government employees who have been employed for not less than 10 years and not more than 33 years with the government entities. Maximum loan limit under this facility is AFN 500,000 and is disbursed based on 50% annual net salary of the employees.